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NATIONAL STUDENT DEBT FORGIVENESS IN THE 2020 ELECTION

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Borrowers are rushing to enroll into these programs before they change.

Most borrowers are unaware that they may be eligible for one of the many student loan forgiveness programs available. Don’t wait, find out if you qualify today.

See if you qualify within 2 minutes.

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01
STUDENT LOAN FORGIVENESS

IS IT REAL?

Yes, student loan forgiveness is real, but it won’t happen overnight. There is no magic wand that will make your entire student loan debt disappear instantly. You can, however, enroll in certain repayment plans that will lower your monthly payments and allow you to forgive any remaining balance after 10 or 15 years (depending on the plan you choose). You may also qualify for various student loan forgiveness programs that can eliminate a portion of your debt in as little as five years.

02
STEPS

3 SIMPLE STEPS

WE MAKE IT EASY.
Take control of your student debt now.

01  Initial Consultation

We’ll get to know you and the specifics of your case, including your lenders and current financial obligations.

02  Review & Analysis

Next, we’ll gather information on loan status, balances and payment history, so we can find the best solution for you.

03  Expert Advice

Finally, our loan advisors will make recommendations to help you quality for forgiveness and get out of student loan debt.

04  Enjoy

Enjoy your new monthly payment! Process takes 45 days, let us handle all that work for you. You just sit back and relax.

TESTIMONIALS

04

WHICH PROGRAM?

TYPES OF PROGRAMS

Most borrowers are unaware of the numerous federal student loan forgiveness programs available. Depending on your specific situation, you may qualify for one or more of the following programs.

In the Direct Loan program, interest in the IBR does not capitalize on the subsidized portion of your direct loan. This applies only for the first three years of your IBR payment, and only if your IBR payment is less than what is normally due to interest.

This can amount to many thousands of dollars depending on your loan balance and what type of payment you currently qualify for.

There is also interest forgiveness in the PAYE and REPAYE plans as well.

The Public Service Loan Forgiveness program (PSLF) offers complete loan forgiveness to those who work in the public sector. This includes non-profit employees, Peace Corps volunteers, public school teachers and staff, and government employees to name a few.

Nurses have access to a number of county, state, and federal student debt forgiveness programs. If you currently work for a hospital or clinic, your employer may even offer assistance with repaying your nursing school loans.

The two main federal programs are the Nurse Corps Loan Repayment Program and the National Health Service Corps (NHSC) Loan Repayment Program.

The Teacher Loan Forgiveness program (TLF) is a form of student loan forgiveness that is separate from the Direct Loan or Obama Student Loan Forgiveness program. This program awards educators with a principal reduction of their federal loans. It was designed to encourage students to enter the education field and to incentivize teachers to continue teaching.

Total and Permanent Disability Discharge program (TPD) helps borrowers suffering from a disability by offering a complete discharge on their federal loans.

Unfortunately, most private lenders do not offer disability discharge for private student loans. The few that do are Sallie Mae, Wells Fargo, Discover, and New York Higher Education Services Corp.

Colleges and universities do not commonly close, but it does happen. Luckily, in those situations, borrowers are protected thanks to the closed school discharge.

You will no longer have to make payments on eligible federal student loans and any payments you already made will be refunded. If you were in default on any of these loans, the loan holder will also repair your damaged credit history.

05

STATISTICS

Results you can measure

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1 %
success rate
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1
ENROLLED CLIENTS
$ 1
AVG CLIENT SAVINGS
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$ 1
DEBT SAVED
05

WHO ARE WE?

PLATINUM DEBT

Platinum Debt Services is a national financial services company based in Costa Mesa, California that helps people and businesses overcome their student loan, tax, business, and credit obstacles. Rated A+ by the Better Business Bureau and in business since 2007, our financial and tax professionals transform lives through customized, smart money solutions. If you have student loan debt, we can help. You may be eligible for student loan forgiveness or other repayment options that can lower your monthly payments and keep you from defaulting on your loans. Together, we’ll solve your student loan problems and put you on the path to better financial health.